Credit Authorization

By applying for a loan through Instant Cash Advance - LoanNow, you give your explicit permission to Advance Cash, LLC, along with its affiliates, partners, and authorized agents (collectively referred to as "we," "us," or "our"), to access your credit report and related financial data from one or more consumer reporting agencies, including but not limited to Experian, Equifax, TransUnion, or Clarity Services.

We may utilize this information for various legally permissible reasons, such as:

• Verifying your identity and eligibility
• Assessing your credit profile and risk level
• Determining your loan offer, including amount and rates
• Servicing and monitoring your loan
• Conducting internal evaluations and regulatory compliance checks

In the early stages of your application, a soft credit inquiry may be performed, which generally does not impact your credit score. If you choose to accept a loan offer, a hard credit inquiry may follow and could affect your credit standing.

You also authorize us to periodically retrieve updated credit data throughout the life of your loan, as needed, and in accordance with applicable laws.