Terms of Use

astriol shape bg

Effective Date: 05.06.2025

Acceptance of Terms

By using the Instant Cash Advance - LoanNow application ("App") and our related lending services, you agree to be legally bound by these Terms of Use ("Terms"). If you do not accept these Terms, please do not use our services.

Instant Cash Advance - LoanNow is owned and operated by Advance Cash, LLC, headquartered at:
22881 Ms Highway 15, Mathiston, MS, 39752-6659

Our Services

Instant Cash Advance - LoanNow is a digital lending platform that facilitates short-term cash advance loans. You can use the app to apply, receive a decision, and manage your loan directly through Advance Cash, LLC.

Eligibility Requirements

  • Be 18 years of age or older
  • Be a legal U.S. resident
  • Hold a valid Social Security Number
  • Maintain an active checking account
  • Have a stable source of income

By using the App, you confirm that you meet these qualifications.

Account Responsibilities

When registering with Instant Cash Advance - LoanNow, you are responsible for safeguarding your login credentials and all actions taken under your account. You agree not to:

  • Use the app for illegal or fraudulent activities
  • Provide misleading or incorrect information
  • Overburden or attempt to tamper with the platform’s functionality
  • Violate these Terms or any applicable laws

Understanding Your Loan Terms

  • The loan principal
  • Interest rates, fees, and charges
  • Payment due dates
  • Total amount payable
  • Late payment penalties
  • Default conditions and consequences

Credit Inquiry Authorization

By applying, you authorize Advance Cash, LLC to conduct credit checks and retrieve information from third-party agencies for the purposes of evaluating your credit profile and identity.

Consent to Digital Communication

You agree to receive all documents, notices, agreements, and other communications electronically, including through email and the app. Electronic signatures are considered legally binding.

Ownership and Licensing

All content, software, and branding within Instant Cash Advance - LoanNow are the intellectual property of Advance Cash, LLC or its licensors. You are granted a limited, revocable license for personal use only.

Disclaimer of Warranties

Instant Cash Advance - LoanNow and its services are provided "as is" without any express or implied warranties. We do not guarantee uninterrupted or error-free service.

Limitation of Liability

To the fullest extent permitted by law, Advance Cash, LLC disclaims liability for any indirect, incidental, or consequential damages. Our total liability will not exceed the amount of the loan you obtained through Instant Cash Advance - LoanNow.

Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Mississippi. Any disputes must be resolved in the appropriate courts located in or serving Mathiston, MS.

Privacy Policy

Your use of the app is also subject to our Privacy Policy, which outlines how your personal data is collected and used. Continued use constitutes acknowledgment and agreement.

Changes to Terms

Advance Cash, LLC may revise these Terms at any time. We will notify you of significant updates via the App or email. Continued use after such changes means you accept the new Terms.

Contact Information

If you have questions about these Terms, please reach out to:
Advance Cash, LLC
22881 Ms Highway 15
Mathiston, MS, 39752-6659
support@myadvancecash.com
(662) 555-9832