Privacy Policy

Advance Cash, LLC ("Company", "we", "us", or "our") manages the Instant Cash Advance - LoanNow app and is deeply committed to safeguarding your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you engage with our application and lending services.

By using Instant Cash Advance - LoanNow, you consent to the practices described below.

Description of Services

Instant Cash Advance - LoanNow is a direct-to-consumer lending platform offering short-term cash advances. Users can submit loan applications, receive approval notifications, and oversee loan repayment, all within the app.

Information We Collect

2.1 Information You Provide

• Name
• Contact details (email, phone number, home address)
• Date of birth
• Social Security Number
• Government-issued ID (e.g., driver’s license)
• Employment and income information
• Bank account details

2.2 Technical and Usage Data

• IP address
• Device model and operating system
• App interactions and settings
• Location (with permission)

2.3 Third-Party Data

• Credit scores and reports from credit bureaus
• Identity confirmation details

How We Use Your Information

• Evaluate loan applications
• Confirm your identity
• Fund and manage your account
• Deliver support
• Enhance our services
• Maintain security and prevent fraud
• Comply with legal requirements

Information Sharing

We may share your data with:

• Trusted service providers (e.g., payment processors, verification tools)
• Credit bureaus
• Legal or regulatory authorities when necessary
• Business partners during mergers or acquisitions (with appropriate notice)

We never sell your personal data for advertising.

Safeguarding Your Data

We utilize security practices such as:

• Encryption (in transit and at rest)
• Secure hosting infrastructure
• Controlled access
• Regular audits

While we take serious precautions, no digital system is entirely immune from risk.

Data Retention

We retain personal data only as long as required to deliver services, meet legal obligations, or settle disputes.

Your Rights

Depending on where you reside, you may:

• Request a copy of your personal data
• Ask for corrections
• Request deletion of your data (subject to limitations)
• Opt out of certain uses (like marketing communications)

Contact us at the address in Section 10 to exercise these rights.

State-Specific Notices

California Residents: Your rights under the CCPA are detailed in our separate California privacy disclosure.

We also comply with other applicable state-specific privacy requirements.

Updates to This Policy

We may revise this Privacy Policy as needed. Material changes will be shared through the App or via email. Continued use of Instant Cash Advance - LoanNow means you agree to the updated policy.

Contact Information

Advance Cash, LLC
22881 Ms Highway 15
Mathiston, MS, 39752-6659
Email: support@myadvancecash.com
Phone: (662) 555-9832