Responsible Lending

astriol shape bg

Instant Cash Advance - LoanNow is committed to lending responsibly to support our customers’ financial health. Our lending practices emphasize:

  • Affordability Review: Before extending credit, we evaluate each borrower’s ability to repay by verifying income, employment, and financial commitments.
  • Clear Communication: Borrowers receive straightforward, complete disclosures regarding loan terms, including APR, fees, repayment schedules, and default consequences.
  • Fair Treatment: All borrowers are treated fairly and without bias.
  • No Predatory Practices: We do not engage in harmful lending behaviors, such as excessive fees, high interest rates, or trapping borrowers in debt cycles.
  • Customer Support: We offer prompt and helpful assistance to address borrower questions or concerns.
  • Financial Education: Resources may be provided to help borrowers enhance their financial knowledge and make informed credit decisions.
  • Ethical Collections: Should default occur, collections efforts comply with all laws and are conducted fairly and respectfully.